Growing risks for agriculture, an advanced model from Italy. Diagram accelerates with its platforms.
- A recent study published by the World Bank shows how Italy’s agricultural risk management system has already evolved but but still has areas for further development and enhancement.
- In this context, Diagram’s solutions integrate data, analysis, and advanced digital tools to support an increasingly predictive, effective, and timely approach to risk management.
- Roberto Mancini (CEO Diagram Group) “Today, it’s no longer enough to react to events: we need to anticipate them. Digital risk management was created for this reason: to provide agricultural sector with practical tools for forecasting and managing risk, integrating climatic, economic, and production data into a single digital environment. Italy has a solid foundation, but the real breakthrough lies in the widespread adoption of advanced technologies.”
Jolanda di Savoia (Fe), 3 April 2026 – The Italian agri-food system is one of the most advanced in Europe in risk management, yet it remains exposed to increasing vulnerabilities related to climate, market, and biosecurity. This is highlighted by a recent World Bank study on agricultural risk management in the European Union, which provides a detailed analysis of Italy.
The Italian model stands out for its multi-level structure: the first level is dedicated to catastrophic risks through the national mutual fund Agricat, the second is based on insurance and mutual tools, and the third focuses on prevention and mitigation. A complex and structured system, supported by European and national funds, which integrates subsidized insurance policies, mutual funds, and public interventions ex post.
In recent years, the introduction of Agricat Fund has represented a strategic move, extending coverage to catastrophic risks such as droughts, floods, and frost, with an allocation of about 350 million euros per year. Despite this progress, the level of protection remains partial: in 2023, only 19.2% of agricultural production was covered by insurance.”
The study highlights consolidated strengths: a long insurance tradition, a network of structured intermediaries, and a wide range of innovative tools, even for income stabilization. However, challenges remain, starting with the complexity of regulations and a significant coverage gap, especially for extreme events.
The Context: Italy Between Excellence and Climate Vulnerability. According to the World Bank report, Italy boasts a long tradition and a sophisticated risk management system (ARM), characterized by a solid public-private partnership and structured intermediaries such as Condifesa. However, the sector faces unprecedented challenges. These include catastrophic risks – extreme events like droughts, floods, and frosts – which are increasing and putting agricultural income stability to the test. There is also the territorial gap: while northern Italy insures about 80% of the national crop value, the Center (8.5%) and South (12%) have coverage rates that are still too low. Finally, the complexity of data – the need for technological innovation is a priority to improve the efficiency of insurance products and reduce management costs.
Risk Management with Data. In this scenario, digital innovation represents the key factor for the leap forward. Diagram, through its tools and platforms, integrates agro-climatic data, forecasting models, and financial instruments into an advanced digital ecosystem, to support agricultural sector in a proactive management of risk.
Recently, Diagram participated in the Agri Risk Management Festival held in Madonna di Campiglio (TN), where presented its tools for transforming complex data into operational decisions: from forecasting climatic impacts to economic simulations of production scenarios, to designing more targeted and accessible insurance tools. An approach that directly responds to European recommendations to strengthen resilience through integrated, innovative, and data-driven systems.
“Today, it’s no longer enough to react to events: we need to anticipate them. Our platforms are designed precisely for this, to provide agricultural businesses with concrete tools for forecasting and managing risk, integrating climatic, economic, and production data into a single digital environment. Italy has a solid foundation, but the real breakthrough lies in the widespread adoption of advanced technologies,” said Roberto Mancini, CEO of Diagram.
At the heart of Diagram’s vision is a digital ecosystem for advanced risk monitoring. Thanks to the integration of indicators like the Catastrophic Events Vulnerability Index (CEVI), developed with Ismea, the goal is to offer real-time mapping of climate exposure at the municipal level, enabling targeted preventive interventions. Additionally, with simplified digital models, the platform aims to increase the spread of risk management tools even among small agricultural businesses and in southern regions, overcoming access barriers highlighted in the report. Finally, through metaverse technologies and digital twins, farmers can simulate production and income loss scenarios, optimizing the choice of insurance coverage and mutual funds.
“We want to give the agricultural sector a true technological arm: using data to transform it into strategic decisions and make our agricultural companies not only insured but intrinsically resilient,” concludes Roberto Mancini, CEO of Diagram.
In a context marked by increasingly frequent climatic events and growing market volatility, Italy shows strong foundations but needs to accelerate innovation. The integration of traditional tools and advanced digital platforms is now the key to building a more resilient, sustainable, and competitive agriculture.